ANGEL INVESTORS PROMOTES HOME OWNERSHIP IN SOUTHEASTERN MICHIGAN-NEW INNOVATIVE PROGRAM

FOR IMMEDIATE RELEASE
(Free-Press-Release.com) June 10, 2011 --

Southeastern Michigan- A new innovative program that is managed by government licensed professionals with over 3 decades of experience is creating a big buzz in Lower Michigan. We match passive real estate investors with pre-qualified families who are enrolled in our “RTO” or “Rent to Own” programs. Our investors purchase bank owned properties that are selected by our “RTO” Families. These properties are discounted below current market values. During the rental phase from 1-3 years our investors receive a healthy “cash on cash” return each month after all expenses including property management. When the “RTO” Families complete the rental phase and qualify for their new mortgage an additional cash “bonus” is paid out to the investor at closing. Our “RTO” Families earn the right of homeownership at affordable prices with this program thanks to their investor sponsor.

We have been told by our “Investor Angels” that they are realizing a return as much as 10 times greater than their other passive investments like CD's, Bonds or even stocks. One of our Angel Investors told us that she felt that she was doing a good deed helping out a family who is not as fortunate as her. Another said that they could not retire comfortably on their current passive investments, but now can enjoy life a little better with the greater cash flow this investment offers.

A professional financial team does the underwriting (examination) of the “RTO” family’s finances and determines if they meet the standards of this program. They must demonstrate the ability to become qualified for either a government or conventional loan in 1 to 3 years. Our “Angel Investors” get a complete financial package of the “RTO” Family they intend to sponsor prior to commitment. Many families suffer from bruised credit or incorrectly reported credit to the big 3 credit reporting agencies that lenders use to determine qualification. Most of these reports can receive a makeover in less than six months. We have many families that can meet the lenders criteria under one year and just need to continue saving up their down payments. The program also provides assistance for the “RTO” families by providing the money needed for closing costs at closing as a reward for on time payments during the rental period.

Surprisingly there is absolutely no work required by our “Investor Angels”. Investors from around the country and overseas are flocking to Southeastern Michigan to take advantage of this real estate market. Most make the mistake of looking for easy flips. New governmental mortgage guidelines regulate the limits of profit on these flips for the first 12 months and offer no guarantees a buyer will be found in a timely manner. Programs like the “Angel Investors” make a lot more sense and are providing a healthy immediate return with monthly dividends. This is strictly a passive real estate investment managed by government licensed professionals. We believe a true “win-win” real estate transaction for all concerned. More information on the web-Visit www.investorangels.info or Contact the Program Director Rick Rosen at 248-650-3333 or rick@rickrosenrealtor.com .

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