Bad Credit Costs More Than a Car Accident. While a car accident might only increase your premium several hundred dollars a bad credit score can cost more than $1,000. Credit Repair in 3 Easy Steps

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(Free-Press-Release.com) November 2, 2010 --

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Bad Credit Costs More Than a Car Accident. While a car accident might only increase your premium several hundred dollars a bad credit score can cost more than $1,000. Credit Repair in 3 Easy Steps

Welcome visit Our WebSite:

http://www.consumercreditcapital.net

Your bad credit is worse than a car accident for Insurance rates. A clean driving record will save many consumers hundreds of dollars a year versus a driving record with a “one at-fault accident” for the same driver. But if that same driver, instead of being at-fault in a car accident, were to fall to the lowest credit ranking the premium would skyrocket by more than one thousand dollars per year according to an analysis by Consumer Reports. Another interesting study, conducted by the Texas Department of Insurance, in 2004, found that half paid more and half paid less than they would have without scoring

It is safe to say, credit scoring has become a major factor in the insurance business, arguable as big a factor as a driving record, with different companies using different scoring systems, hundreds or different classifications and methodology. Despite such problems, most states allow insurance scoring, and efforts to limit or ban it have been met with aggressive lobbying by insurers.

If you have feel you are being unfairly rated by the insurance industry or if you have question about your credit report, reporting inaccurate, unverifiable, incomplete or biased information www.CreditRepairCapital.com is your Free Credit Repair Center and you can get started addressing your questions with the free e-book stuffed with good information including ‘the 5 red flags to consumer credit’ or you can give the folks at Consumer Credit Capital a call 877-879-1177 they are there to help with their 3 steps to better credit:

How does credit repair work at Consumer Credit Capital? They have a 3 step credit repair process:

Step 1 They act as the diagnostician. They perform an exhaustive qualitative, as well as quantitative, analysis of your credit profile. This process is similar to having an x-ray taken in a physical. They take an x-ray of your credit profile. They are not magicians. All work is based on the actual facts, based on the conditions of your personal finances and credit report. All of their work is based on hundreds of hours of credit management experience working with consumers. You are under no obligation. However they have an obligation to you. That is they must identify the problems on your credit report. How are the problems effecting your credit score and how much the problems are costing you.

Step 2 Credit Repair Services. Together you agree on a road map to a better score. You will be assigned a credit repair specialist and together develop a step by step plan to increase your credit score. The plan will be custom tailored to you and include opening and closing accounts, validating and negotiating trade lines; including, revolving credit lines, installment lines, and collection accounts while establishing good payment history and maximal credit utilization. The plan includes a strategy of prioritizing activities, starting with those accounts with the most impact on your credit score.

Step 3 Client Services. Together you implement the plan agreed upon by Credit Repair Services and they monitor the improvement. Unique to Consumer Credit Capital, they set you up with your credit scores and credit reports, up front, for free. Then every 30 days you meet and review your new credit reports and scores. If you are not satisfied with the improvement you can cancel your contract at any time. In other words, their process is completely transparent, you control the project and you have the information at your fingertips to make the decision.

Bad Credit sucks. It can cost you your house your car and a job. Get started today with better credit.

More information can be found online at http://www.consumercreditcapital.net

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