Bank Identificatioin Number Database - BIN Database and BIN Search

FOR IMMEDIATE RELEASE
(Free-Press-Release.com) January 21, 2010 -- BIN-IIN maintains an independent list of bank identification numbers [BIN] and issuer identification numbers [IIN] designed for use by the merchant.

Use the BIN database to find information like this:

Type in the BIN#: 4053 01
Results: USA - Country of issue
Visa CREDIT - Debit, Credit, Gold etc.
First Citizens Bank and Trust - Bank
888-323-4732 - Issuer Phone Number

The Database has 51,747 total entries
87% with bank phone number.
35,350 U.S. BIN Numbers

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Bank Identificatioin Number Database - BIN Database and BIN Search

Welcome visit Our WebSite:

http://bin-iin.com

Get more information about different Bank Identification Numbers for free online:
Visa Database
Visa BIN Ranges
MasterCard BIN Number Information
MasterCard BIN List
American Express BIN Ranges
Amex BIN Database
Discover BIN Database
Department Store Card BIN

Download the entire BIN Database and use it for everything but public display or resale, as per the terms of service for the Private Use License.

Private use license available for $159USD
or International Shipping $179.

- Determine is the card is MasterCard, Visa, AMEX or Discover

- Determine is the card is a Debit Card or Credit Card
- Determine the name of the card issuer - Bank or Processor
- Determine the bank's phone number or fraud phone number to call

Credit card BIN lookup is key to fraud prevention.

Need to exclude certain countries from placing orders for your products? You can do a BIN check manually, or link your shopping cart to the BIN database file to automatically run the credit card BIN against the Bank Identification Number Database every time.

If you don't export to Cuba from the United States due to government restrictions, you can exclude most cards issued with a Cuban billing address automatically with a BIN check.

This database is how your favorite rental car agency determines if a card is a debit card or credit card, and if it was issued in the U.S. or Canada or elsewhere.

PLUS: Use the results to charge customers additional fees.

Bank Identification Numbers are key if you want to charge customers different fees for using credit vs. debit cards. Some merchants will find when they take any credit card or debit card issued outside of the US there are extra fees. Some merchant accounts will also charge a premium for business credit cards vs. personal credit cards.

If you have a merchant account arrangement like this, doing a credit card BIN lookup, or setting your automated system based on credit card bin ranges can help you to assess proper fees and ultimately shift the cost to the foreign cardholder.

The BIN-IIN database will have all known MasterCard BIN ranges, all known VISA BIN ranges, American Express BIN numbers and Discover BIN numbers at time of publishing.

The BIN-IIN, bank identification number list is independently compiled and differs from other lists in quality and accuracy.

The database is compiled and distributed by a U.S. company. Bank BIN numbers, credit card BIN numbers, and debit card BIN numbers are provided in text format for every known credit card issuer, including American Express and Discover Card.

Some BIN databases exclude and include Visa BIN numbers, MasterCard BIN numbers, American Express BIN numbers or Discover BIN numbers, but the BIN-IIN database has them all.

If you choose to purchase the private use database, you can use this database to develop into your own company software, like a gas pump, online shopping cart, rental car software or just use the BIN database as a straight file to search records one at a time.

You cannot use the database to publish, or provide the data to the public.

The information is designed to help merchant prevent fraud by providing security phone numbers for code 10 authorizations or suspicious activity or to help determine the card type, such as Debit or Credit and cannot be sold or redistributed under the license.

More information can be found online at http://bin-iin.com

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