Beware of Internet Insurance quote sites

FOR IMMEDIATE RELEASE
Johnson City, Tennessee, United States of America (Free-Press-Release.com) September 18, 2010 --

Many people are under the mistaken impression that any site on the internet where they can request insurance quotes is a site owned and operated by a professional insurance agent or agency that is duly licensed in their state. However, this is not in fact the case, a large percentage of sites related to life and health insurance are neither owned nor operated by a licensed agency. Rather they are portals designed to generate personal information from the user, which is then sold to a third party. The third party may or may not be licensed insurance agents, they may be marketing any number of discount programs, or just the contacts contact information, or other products that are not providing a viable solution to the inquirer's inquiry.

There are several problems with this approach, first, there is the obvious issue of misleading the consumer, the prospective customer is not informed that their information will be sold to third parties until after they have submitted the information, consumers should know up front who will be receiving the information they provide. The Third parties who receive the information are paying a fee to receive it, the information may be sold up to 10 times, and the General agents who purchase it may provide it to up to 10 agents to call on the responders. Often before a client is even off of the internet they may receive 10 phone calls from agents wanting to aid their search. While it is advisable to use a qualified professional agent to assist in seeking any complicated financial product, it proves somewhat irritating to have 50 of them call you in a day, especially when many are unqualified or downright incompetent.

So how do you avoid submitting your information to a marketing site, or lead provider? Even some "legitimate" insurance organizations, like Esurance, Intelliquote and other "legitimate" organizations, are going to sell your information to several agents, because they are maximizing their information gathering operation. Neither the consumer nor the agent is served by these methods, but the organizations continue to grow because of their visibility and high dollar advertising campaigns. The best way to determine if the site you are looking at is a legitimate agency, is to read the about us section of their web page, and determine whether there is a contact phone number available, and an accountable individual identified. Take a few moments to research who owns and operates the site, if you are able to find specific details about a Master General Agent, chances are you have found a licensed agent, or agency. For Further Information, visit:http://KennethJamesFord.com

health insurance     health insurance plans     Health Insurance Prices     health insurance quotes     life insurance plans     life insurance quote     Life Insurance reviews     universal life insurance quote