Broad Prospects of Medical Equipment Financing Industry

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(Free-Press-Release.com) February 16, 2012 --

The introduction of domestic hospital equipment financing is broadly divided into the following categories: own funds, bank loans, loans from foreign governments, financial allocation, corporate investment and financing and leasing.Flotation cell Among them, the finance lease its flexible, fast, large amounts of financing, funds and fast many advantages gradually recognized by the hospital,Rock crusher the model has been increasingly used in practice. In 2010, China's finance lease transaction size is about 700 billion yuan, an increase of 89 percent more than in 2009. HC D & B estimates, the finance lease of medical equipment put on the amount of about 30 billion yuan. As of the end of 2010, the registered operator of the finance leasing company of 181, an increase of 17 compared to 2008. Finance leasing business, the lessor according to the choice of the lessee on the seller and the leased property to the seller to purchase the leased object, made ​​available to the lessee,Cement plant rental transactions charged to the lessee according to the provisions of the Financial Leasing Companies: , where the lessor retains ownership of the lease and collect rent for the conditions, so that the lessee during the lease contract to take possession of the leased property, the use and benefit from the right. Medical equipment leasing in hospitals to determine the appropriate medical equipment and suppliers (manufacturers),Ore processing plant and completed medical equipment to the introduction of the examination and approval procedures, leasing companies according to hospital purchase of selected medical equipment delivered to the hospital a certain amount of rent, hospitals in the use of period be paid in installments, in order to obtain the right to use and usufruct of the equipment, hospitals pay a lower end of the lease equipment, salvage value is available after the ownership of the equipment. By definition, during a finance lease, the hospital has the right to use and usufruct, leasing companies have ownership of the equipment,Classifier after the end of the lease, the ownership of the hospital.

Reason why finance leases are widely used, with the incomparable advantages of other means of financing: the relatively relaxed conditions for approval, mainly on the size of the hospital, operating in good condition, and other indicators;Ore flotation equipment financing longer-term, flexible business processes, operating time is shorter; alsoparagraph cycle is relatively long, flexible repayment methods; tight contract, rights and obligations between the two sides divided into clear,Impact breaker legal risk is low. This way is suitable for urgently needed equipment, but the money one o'clock to raise the shortage of Chinese medicine hospitals, allows hospitals in a relatively short period of time, the rolling development of the scale of operation, with the steady development of business cooperation and gradually establish high credit and strategic partnership ; leasing companies generally only requires the hospital for regular information feedback, does not affect the normal operations of the hospital. Finance leases mainly to solve the funding needs of the hospital, there is a certain lack of, is mainly reflected in: interest rates will change with the changes in bank interest rates, more management service fees charged by the lessor; Lessor in the preparation of contracts, neglect the quality of the equipment, service and repair and maintenance responsibilities and obligations, risks to the hospital. These deficiencies is the hospital in the choice of finance lease or otherwise imported equipment, but also precisely because of the responsibility and obligation is not clear, leading to many legal disputes in the process of finance lease.

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