Car Accidents and Insurance Companies

FOR IMMEDIATE RELEASE
District of Columbia, District of Columbia, United States of America (Free-Press-Release.com) January 24, 2012 -- When you are seriously injured in a car accident, medical bills and lost income can pile up quickly – not to mention the cost of car repairs, rental vehicles, and other unforeseen expenses. To make matters more complicated, insurance companies are rarely interested in paying you the full amount compensation you deserve. It often takes the help of an experienced car accident lawyer to obtain the financial help you need to cover your losses.
Insurance Agents Are On the Company’s Side

One of the first things you should understand about insurance companies is that claims adjusters and agents are not on your side. The company’s primary goal is to maximize its own profit level, which means minimizing the amount of money that is paid out to claimants. Even if you are filing a claim under your own policy – for example, in an accident with an uninsured or underinsured motorist – your insurance agent still works for its shareholders, not for you.
Because of this, insurance companies often send out their own lawyers and investigators to the scene of an accident, who try to find ways to limit or deny your claim. Having an experienced car accident attorney on your side is often the only way to ensure that evidence and statements are also gathered in your favor, to help you maximize your compensation.
Do’s and Don’ts for Car Accident Insurance Claims

Negotiating with car insurance companies is a tricky business. If you hire a car accident lawyer, he or she can speak to the company on your behalf, ensuring your rights are protected in the process. Always be aware of the following DOs and DON’Ts when dealing with an insurance company.
• DO: Report the accident to your insurance company as soon as possible.
• DO: Take pictures of the accident, including damaged vehicles and any injuries you suffered.
• DO: Save bills and receipts for all expenses relating to your car accident, including car repairs and medical bills.
• DON’T: Apologize for the accident or admit to liability on your part. When you report the accident, stick to the facts without expressing an opinion.
• DON’T: Provide any written statements to insurance officers, whether they are your own or the other party’s.

• DON’T: Accept an insurance company’s estimate of your losses before contacting a car accident attorney.
At the end of the day, it is always best to take advice from an attorney who is on your side and dedicated to protecting your interests, instead of a company whose interests directly conflict with yours.
If you have been seriously injured in a Maryland car accident, please visit the website of the experienced auto accident lawyers at Chaikin, Sherman, Cammarata & Siegel, P.C. today for more information.

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