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Combating Internet Fraud With Credit Monitoring
Combating Internet Fraud With Credit Monitoring
June 9, 2011 Finance news in Miami,Florida, United States of America
Credit fraud and identity theft has gone high tech and so have the solutions. Credit monitoring services can protect consumers from Internet fraud they have never even heard of.
FOR IMMEDIATE RELEASE
Miami,
Florida,
United States of America
(Free-Press-Release.com) June 9, 2011 --
For Immediate Release
Miami, Florida (June 10, 2011) – Identity theft has gone high tech. By now most Americans realize the importance of shredding sensitive financial documents and protecting their social security numbers. What many people do not know, however, is that much identity theft and credit fraud is committed over the Internet. Credit monitoring services are a high tech tool that can be effectively used to combat the latest generation of thieves, who steal not your mail, but your keystrokes.
The best credit monitoring services work by constantly scanning the Internet for illegal use of consumer information. Programs like Identity Guard , for instance, are designed to scan the online markets and channels where computer hackers routinely sell private information like names, social security numbers, and more. These illegal trading markets are like a 21st Century version of the back alley deal, except that the commodity they trade in is personal information and credit. Many consumers are unaware that such a trade even exists, unless they are in the unfortunate position of falling victim to identity theft. By the time they know what has happened, their credit has been destroyed.
Another way that Americans fall victim to identity theft is the insidious practice of keystroke recording. The thieves install a virus to the consumer's computer that will record and send to them everything that is typed on the keyboard. Every time that a person enters their log in or password information, it is instantly conveyed to the hackers, who in no time will have access to an individual's bank account, credit cards, and social security number. The best credit monitoring services have programs to prevent keystroke recording. A service like Identity Guard goes beyond the standard anti-virus software which only aims to prevent the virus from accessing the computer; it actually encrypts each keystroke as it is typed so that if even if a virus did slip by the Internet security, the information would be useless to the hackers.
The most familiar aspect of the credit monitoring services is that they review the consumer's credit reports at the three credit bureaus and watch for any changes. Customers are alerted if any change has been made to their file. To prevent a fraudulent loan, line of credit, or credit card from negatively impacting an individual, credit monitoring services like Identity Guard constantly search to see if any applications have been submitted in the client's name. In addition they check public records for inaccuracies, whether they are fraudulent or simply incorrect. The best credit monitoring services believe they are so successful at preventing fraud that they back up their programs with identity theft insurance of up to $1 million.
For more information on the best credit monitoring services, visit www.creditprotectionpro.com. They are a service dedicated to wiping out identity theft and credit fraud. Credit Protection Pro has information on all the latest identity theft scams and alerts on their website so that consumers can learn how to protect themselves. In addition, they offer independent professional reviews of credit monitoring services like Identity Guard. Contact Credit Protection Pro at info@creditprotectionpro.com for more information on how to protect your credit score and identity.
Contact:
Credit Protection Pro
800-769-2104
Miami, Florida, USA
info@creditprotectionpro.com
http://www.creditprotectionpro.com/

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