Consumer Credit Capital launches Free Credit Repair Center: www.CreditRepairCapital.com

FOR IMMEDIATE RELEASE
(Free-Press-Release.com) October 30, 2010 -- Consumer Credit Capital is a credit repair company. Their website CreditRepairCapital is your free credit repair center with daily update about the consumer credit market. It is designed to help you improve your personal balance sheet and credit score to save thousands of dollars on interest costs!

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Consumer Credit Capital launches Free Credit Repair Center: www.CreditRepairCapital.com

Welcome visit Our WebSite:

http://www.creditrepaircapital.com

Bad credit sucks. It can cost you your house, your car and a job. There is nothing better than a financially maxed out consumer to charge late fees, over the limit fees and high interest charges. What kind of society do we live in where a job loss, a medical emergency, a student loan can trap someone in more than a decade of debt slavery?

A call to Action! You have a right to fight back and dispute information in your credit report. The United States Congress makes the following finding: “Consumers have a vital interest in establishing and maintaining their credit worthiness and credit standing in order to obtain and use credit. As a result, consumers who have experienced credit problems may seek assistance from credit repair organizations which offer to improve the credit standing of such consumers. “

Consumer protection legislation requires the credit bureaus to validate accounts within a reasonable time frame. In the meantime, the creditor is required to cease all collection activity. With research indicating 79% of all credit reports contain errors, it is no surprising, lawsuits against the credit bureaus and furnishers of information continue to pile up, with nearly 10,000 lawsuits filed under FDCPA, FCRA or TCPA statutes in 2009. Violators of these statutes are subject to fines of $300 to $1,000 and more.

How does credit repair work at Consumer Credit Capital? They have a 3 step credit repair process:

Step 1 They act as the diagnostician. They perform an exhaustive qualitative, as well as quantitative, analysis of your credit profile. This process is similar to having an x-ray taken in a physical. They take an x-ray of your credit profile and leave no stone unturned. They are not magicians. All work is based on the actual facts, based on the conditions of your personal finances and credit report. All of their work is based on hundreds of hours of credit management experience working with consumers. You are under no obligation. However they have an obligation to you. That is they must identify the problems on your credit report. How are the problems effecting your credit score and how much the problems are costing you.

Step 2 Credit Repair Services. Together you agree on a road map to a better score. You will be assigned a credit repair specialist and together develop a step by step plan to increase your credit score. The plan will be custom tailored to you and include opening and closing accounts, validating and negotiating trade lines; including revolving credit lines, installment lines, and collection accounts while establishing good payment history and maximal credit utilization. The plan includes a strategy of prioritizing activities, starting with those accounts with the most impact on your credit score.

Step 3 Client Services. Together you implement the plan agreed upon by Credit Repair Services and they monitor the improvement. Unique to Consumer Credit Capital, they set you up with your credit scores and credit reports, up front, for free. Then every 30 days you meet and review your new credit reports and scores. If you are not satisfied with the improvement you can cancel your contract at any time. In other words, their process is completely transparent, you control the project and you have the information at your fingertips to make the decision.

Remember improving your credit is more than filing disputes and sending letters. It begins with income that exceeds expenses, it includes proper budgeting and bill paying, and responsible use and development of trade lines. Beyond establishing responsible use of credit it is appropriate to review your past credit history, with a skeptical view of any negative information recorded. Companies that report to the bureaus are required to report accurate and verifiable information. If you are dealing with a creditor, or credit bureau, hold them to the standards outlined in consumer credit legislations, specifically, the Fair Credit Reporting ACT, FCRA. And when dealing with collectors, remember, they have obligations under the Fair Debt Collections Practices Act, FDCPA. For more about these statutes and other consumer protection legislation including the Truth In Lending Act, TILA, and the Fair and Accurate Credit Transaction Act, FACTA, visit the website www.CreditRepairCapital.com

The average American household with a mortgage and credit cards spends nearly $80 a day on debt payments. The opportunity is yours to save money by minimizing your debt payments, interest costs, and finance charges. Credit Repair Capital is you free credit repair center and is there to help.

More information can be found online at http://www.creditrepaircapital.com

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