How to Repair Bad Credit Fast

FOR IMMEDIATE RELEASE
(Free-Press-Release.com) June 25, 2011 -- Capital Credit Advisor

www.capitalcreditadvisor.com


Credit Repair Article #1

I have worked in the credit industry for over 8 years. The credit repair industry is one that has been plagued with fraud and corruption. The three main credit bureaus, Experian, Equifax, and TransUnion control the destiny of many Americans who would like to make credit based purchases. I’ve also wondered why companies with this much power have a hard time not to be more responsible in how they report crucial information that effects people lives. The credit bureaus are publicly traded companies that generate revenue from selling our personal information to companies looking for customers to buy their products; essentially they are selling crucial information about our financial history. The credit bureaus are notorious for reporting wrong information on consumers credit reports, items such as wrong names, wrong address, wrong employment, items that you are paying on time, or have paid off are still being reported incorrectly. Many people looking to remove negatives information from their credit report have two choices, they can either do it themselves or use a 3rd party credit repair service. Anyone can repair their own credit, be prepared to buy lots of postage stamps and envelopes. You must be very tenacious and organized when trying to repair your own credit. I recommend using Excel spread sheet, and use a color coding method. There are many companies that claim they help in the effort of your credit restoration, many of these companies are scams, and will charge an upfront consultation fee and you will never here from them again. Because of the current economic problems in the United States, many of these credit repair companies have been popping up and law makers have changed the laws to protect consumers from these scam artist. To find the most current laws pertaining to the credit repair industry you can check out the Federal Trade Commission’s website at http://www.ftc.gov/index.shtml. I have personally repaired my own credit report using a series of letters that you can find on my website for free, go to www.capitalcreditadvisor.com these letters are free and are very effective if you may have a few negative marks on your credit report. Individuals who have may have had bankruptcies, lots of charge offs, late payments and inquiries may want to consider using a third party collection agency. I recommend using Lexington Law Firm you can call them at 877-860-2443 this company not only knows the laws but has removed millions of negative marks from consumer’s credit reports. Lexington Law, charges a reasonable and fair fee for there service, they provide you with your own personal paralegal who will work with you step by step in the process of repairing your credit, they have great customer service, and you can cancel at anytime with no penalties. I don’t work for this company; however I have used them myself, and have recommended many other people to them who were just as satisfied as me. If you choose to use Lexington Law Firms service you have to be somewhat involved in the process. You will need to get all three of your credit reports from all three credit bureau and mail them to the firm, you’re still going to need to purchase many stamps depending how long you use the service, but it’s well worth it, Don’t Give Up.

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