Inquiry Removal Las Vegas Credit Repair - Vivix Credit Solutions Credit Repair Company - Bad Credit? We Fix it Fast!

FOR IMMEDIATE RELEASE
Las Vegas, Nevada, United States of America (Free-Press-Release.com) April 18, 2011 -- Vivix Credit Solutions specializes in Inquiry Removal and Las Vegas Credit Repair services.

Vivix Credit Solutions is a licensed and bonded credit service organization that has successfully assisted clients with credit repair and correcting or removing inquiries that contain inaccurate, questionable, and unverifiable information reported to the credit bureaus.

Although the credit bureaus are required to follow reasonable procedures to ensure that the information they report is accurate, mistakes or errors can and will occur and may affect your credit score.

An inquiry is a notation on your credit report that indicates a date when there was a review of your credit file or credit report. There are two types of inquiries that can occur: Hard Inquiry and Soft Inquiry.

A Hard Inquiry occurs when applying for credit with a lending institution such as a bank, mortgage company or credit card company. This notation will show on your credit report for everyone who reviews your credit to see and can negatively impact your credit scores. Although the amount of damage can vary depending on the number of inquiries on your credit and the frequency of your inquiries, each inquiry can hurt your credit score by 1-10 points.

A Soft Inquiry occurs when reviewing your personal credit profile. The individual consumer is the only one that sees this pull of the credit profile and it does not negatively impact your credit score.

Inquiries are necessary to build credit, as in most cases you must apply for credit before being issued credit. However, you must be careful not to inquire if you are not credit worthy since you will be further damaging your credit. You must also be vigilant to ensure that a lender (such as an auto dealership) only pulls your credit scores once when you apply for credit.

A good way to avoid too many inquires is to obtain a soft pull of your credit report and submit that credit report and credit score to the lending institution. The lending institution should be able to evaluate your credit to see if your credit profile is satisfactory before a hard inquiry is placed on your credit report.

Vivix Credit Solutions in Las Vegas will perform a free consultation to review your credit report with you, determine the best credit repair program to meet your needs, provide you with pricing, and answer any questions that you may have about your credit, inquiry removal, and credit repair services.

Vivix Credit Solutions will also show you proof of the hundreds of Las Vegas clients who have received our credit repair services and will also show you proof of inquiry removals.

As noted in the Fair Credit Reporting Act, inquiries should automatically be removed from your credit report by each credit bureau 2 years from the date of the inquiry.

If you have a inquiry that is more than 2 years old and it has not been removed from your credit report, please contact our office for a free consultation with one of our Credit Experts to discuss how to remove the inquiry from your credit report.

More information can be found online at http://vivixcreditsolutions.com

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