Introduction To Swiss Bank Accounts - Why a swiss bank account ?

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(Free-Press-Release.com) August 30, 2011 -- There are various online services which offers Swiss bank account opening in major Swiss banks without having to make a trip to Switzerland that would end up costing money and time.

Swiss bank accounts are offering the client full privacy regarding business and transactions, any bank in Switzerland has to obey the rule of banking secrecy and if they fail to obey it then they had committed a crime and could be prosecuted. Swiss banks are very professional and have experience with major companies and personal clients around the world for dozens of years.

What are Swiss bank accounts?

Swiss bank accounts, are just like any other bank account, albeit the heightened security through sophisticated security systems and absolute privacy offered by Swiss banks. All Swiss banks are regulated by the Swiss Federal Banking Commission and serve clients from all over the world.

What kinds of customers are allowed to open a Swiss bank account?

Just like a normal bank, almost any individual can open a Swiss bank account. Swiss bank accounts aren't just for millionaires, criminals or government officials trying to hide ill-gotten wealth, or celebrities protecting their assets from former spouses.

They're available to anyone and average people, too, have Swiss bank accounts. People who live in countries with unstable governments and banks in particular often turn to Swiss banks because of their security and privacy.

How does a Swiss Bank account work?

A non-Swiss national must be at least 18 years of age to open an account in a Swiss bank. The application can be made by mail or in person. Usually, there is no minimum balance required to open a Swiss bank account.

However, once the account holder starts making transactions, it becomes mandatory to maintain a minimum balance. This amount can differ from bank to bank and varies for different types of accounts.

Account holders also have the facility to withdraw money in any currency. Switzerland's [ Images ] Anti-Money Laundering law requires a number of certified documents and a proof of income source. A Swiss bank account can be closed at any time without any restrictions or fee.

What are the advantages of a Swiss bank account?

Privacy - Swiss bank accounts offer privacy akin to client/attorney confidentiality.

Swiss law forbids bankers to disclose the existence of your account or any other information about it without your consent.

Swiss banks are very careful about protecting your privacy. The only exceptions to the Swiss banking privacy rule are criminal activities such as drug trafficking, insider trading or organised crime.

Low risk - Switzerland has had an extremely stable economy and infrastructure for many years.

Higher returns - Swiss bankers are also highly trained in investing and know how to grow your money. Swiss bank accounts pay higher yields than other money market accounts.

The basic bank accounts being offered in Switzerland are various: high yield savings account, student bank account, current bank account and business bank accounts.

Find out more about swiss bank accounts

Swiss Bank Account FAQ

Open a Swiss Bank Account


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