low credit mortgage lending is a niche borrowers are happy to see return as more and more people are ready to reenter the housing market.

FOR IMMEDIATE RELEASE
California, California, United States of America (Free-Press-Release.com) April 3, 2011 --

Christopher Austin from Bayburg Mortgage a Div. of Bayburg Financial is one of the lenders offering loans to what were once considered subprime borrowers. "With more people having credit issues in this economy I saw an opportunity to offer a niche that I say a need for" states Christopher. While the credit score requirement has been reduced the overall credit history remains that same as it is set by HUD and FHA. "Most borrowers only need a 12 history of credit healthy, which means no major negative credit items in that period. The period from a bankruptcy and foreclosure are still the same but sellers who had sold via short sale and not had a over 60 day late could still be eligible to buy again right away. "It is nice to see a common sense approach return to residential mortgage lending, people what to buy and want to make their payments but they want to be able to afford it too". If you are looking to buy a home and have a lower credit score than previously needed to buy, you need to call Christopher Austin , Branch Manager - Bayburg Mortgage 888-503-8260 x 101 or Cell 805-806-0088. Christopher Austin is based out of the California Central Coast. He offers in person initial consultations at no charge in the following cities : San Miguel, Paso Robles, Shandon, Adelaide, Templeton, Atascadero, Santa Margarita, San Luis Obispo, Avila Beach, Shell Beach, Pismo Beach, Grover Beach, Oceano, Arroyo Grande, Los Osos, Morro Bay, Cayucos, Cambria, San Simeon, Nipomo, Santa Maria and Santa Barbara 7 days a week. He also offers phone consultations for the state of California only. www.aim-loan.biz or www.christopher-austin.com 888-50-8260 x 101 805-806-0088 direct cell. Chris@christopher-austin.com Facebook @ home.loan.king ,

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