Miami Lawyer Helps Homeowners Avoid Foreclosure

FOR IMMEDIATE RELEASE
(Free-Press-Release.com) September 4, 2009 --

Foreclosure filings in Miami have reached astronomical levels. According to the Miami-Dade County Clerk of Courts, foreclosure filings from January to June of 2009 totaled 34,679, up 9,562 filings from the same time frame in 2008, and more than triple the rate for all of 2006. With the economy continuing to struggle, and unemployment soaring, many homeowners are overwhelmed and unsure of the options available to them when facing a foreclosure proceeding. The Miami-Dade Office of Consumer Services stresses that a foreclosure filing is a legal problem and recommends consulting an attorney to ensure you understand your legal rights and to help homeowners “find an adequate solution.”

One attorney’s office, Cordero, Richardson, and Associates, specializes specifically in foreclosure defense. An attorney’s office with over 15 years of litigation experience, Cordero, Richardson, and Associates helps struggling homeowners avoid common missteps and navigate the complicated process of foreclosure defense. There are numerous options available to homeowners with delinquencies on their mortgage. The Obama Administration, state, and local governments have all instituted programs to assist struggling homeowners with loan modifications that can substantially lower their monthly payments. But the process can be complicated. A skilled and knowledgeable attorney can help the average homeowner wade through the complicated tangle of options to find a solution that works. There are many options for loan modification, but Cordero, Richardson, and Associates go beyond the obvious to find rigorous legal defenses that may prevent foreclosure, and, “in some cases even force the lending company to pay damages.” If it isn’t possible for a homeowner to keep his/her home, a skilled attorney can help find a dignified way out of a loan, by avoiding foreclosure and damaging credit, or untenable liens or judgments. Deeds in lieu, short sale, or bankruptcy are all options for a homeowner who finds it is not possible to stay in the home. An experienced foreclosure attorney can assess the homeowner’s individual situation and help him/her determine how best to proceed. Cordero, Richardson, and Associate’s website, at www.proforeclosuredefense.com gives detailed descriptions of some of the available options and avenues of foreclosure defense.
Cordero, Richardson, and Associates have been helping members of the Miami and South Florida community find dignified solutions to the threat of foreclosure. If a homeowner has been served with a foreclosure summons, state law gives the homeowner 20 days to respond with an answer to the complaint. If no answer is filed, final judgment may be rendered against the defendant and the home sold at auction.

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