Optima Cash from Apollo Munich Completes Health Insurance

FOR IMMEDIATE RELEASE
KANAYAKUMARI, Tamil Nadu, India, Republic of (Free-Press-Release.com) August 25, 2010 --
Optima Cash is a daily hospital cash plan that has been designed by Apollo Munich Health Insurance. The main aim of the plan is to make sure that the insurance holder is able to deal with all the extra costs that are incurred at the time of hospitalization. There are many people who are actually not able to get the complete treatment because even these additional expenses are quite high. The Optima Cash plan is designed to make sure that this problem does not arise.

Apollo Munich Health Insurance is a joint venture between Apollo Group of Hospitals and Munich Health. The pure health insurance provider is known for the kind of medical plans offered by the company. There were a number of health insurance problems that the masses faced. All of these problems have lead to people thinking that the health insurance sector is untrustworthy. Apollo Munich is here to change the way people perceive health insurance. The plans offered by the company are simple and address a large number of problems that are faced by the people.

Optima Cash is one of the most recent products launched by Apollo Munich. The product is in-line with the company’s vision ‘To be the trusted leader in health insurance by providing innovative solutions to the citizens of India.’ The policy is meant to cover those costs which are generally not covered in most inpatient policies. It acts as a top-up on the regular health insurance policy that the insured is using. This amount can be used by patients to cover the cost of attendant’s travel, food, stay, etc.

Optima Cash provides insured patient with a lump sum amount, depending upon the policy terms and conditions and the number of days the person is hospitalized. The plan provides coverage to customers depending on the kind of variant that has been selected. It can be issued for 1 or 2 years. One can select from daily cash amounts of Rs.1000, Rs.2000 and Rs. 3000 for 90/180 days per policy year.

Optima Cash also covers up to 6 day-care procedures per policy period. The biggest advantage of Optima Cash is that there are very few pre-policy formalities that need to be done. There is no medical test that the customer would have to undergo before buying the policy (unless there is an adverse declaration in proposal form). At the same time, the paperwork needed is very less.

Apollo Munich provides this plan to customers to help people uncomplicate healthcare solutions. With the plan, one does not have to worry about any extra costs.

apollo     Apollo Munich     Apollo Munich Health     Apollo Munich Health Insurance     Apollo Munich Insurance