Repair and Rebuild Your Own Credit Right Now says Self Help Legal Expert in new book release.

FOR IMMEDIATE RELEASE
(Free-Press-Release.com) March 15, 2010 -- For Immediate Release:

Repair and Rebuild Your Own Credit Right Now Says Self Help Legal Expert in new book.

Atlanta, March 14, 2010 - "There's a reason why the FTC and Better Busines Bureau issue stern warnings against spending your money with credit repair companies" says Ophelia Jansen. According to Ms. Jansen, a self help legal advocate, all Americans have the right to challenge inaccuracies on their credit report and they don't need a credit repair company to do it for them. Ms Jansen continues that Credit Repair Companies want the public to think that credit repair is rocket science and time consuming.

Jansen adds "75 million americans have problem credit and when you add the millions victimized daily by identity thieves, that number grows. Anywhere you have those kind of population numbers, people see money opportunities to prey on the unsuspecting and in many cases the desparate".

Jansen's new book The Top 10 Absolute, Positively, Guaranteed Ways to Ruin Your Credit And What You Can Do Right Now To Repair & Rebuild It!" is a long title but a cogent look at just 10 credit basics that can ruin a person's credit. According to Jansen "most people make big mistakes when they use a common sense approach to managing their credit. For instance, a person can lose points off of your credit score by closing old accounts or transferring balances from one card to another. Americans just need to understand FICO scoring that's all. You can't manage your credit if you don't know how to keep credit score."

Jansen says that credit repair software is a person's best opportunity to repair and rebuild their own credit and fast. "Intelligent credit repair software will keep you on track and organized." Jansen says that not all credit repair software is created equal and is partial to the Personal Credit Rebuilder software.

Jansen said also "I signed on as a spokesperson for PCR because they have the best total software package when it comes to not only credit repair but the rebuild and overall management of your ongoing credit and overall finances. See, you can repair your credit, but if you still make these 10 basic mistakes your score will never rise and will go down further. Understanding your debt to credit ratios is important too. That's another reason why PCR is so valuable, the budget center and other tools will tell you this kind of information at a glance."

According to Jansen PCR integrates a Dispute Center, Budget Center, Amortization Center, Task Manager, Knowledge Base, Credit Card Analyzer and comes with 5 top credit information books and has been reduced by 60% for Jansen's book launch.

Jansen's short credit repair book is designed to educate Americans on just some credit basics and to show just how easy it is to become your own best credit expert. "You can't procrastinate with repairing and rebuilding your credit. Everyday that you do nothing about your credit is a day you miss in building positive credit history! One thing that you can't get back is precious time. I think we can be a NY Times Best Seller, we priced the book right by being free" she smiles.

The book is available for free download at http://www.personalcreditrebuilder.com

Contact:
Ophelia Jansen
www.need-legal-advice.info
www.protect-my-name.info

More information can be found online at http://www.personalcreditrebuilder.com

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