SR-22 Inurance - Oceanside, CA - Insurnace Place

FOR IMMEDIATE RELEASE
San Diego, California, United States of America (Free-Press-Release.com) July 27, 2011 -- San Diego SR-22 Insurance, What You Should Know - Insurance Place

There is actually no car insurance called SR22 insurance, instead there is a SR-22 form that is filed showing that you have certain insurance coverages in place that a state has mandated you to carry. It may be the state minimum Liability coverages or higher Liability limits that the state requires you to show proof with the SR-22 filing that you are carrying for a certain amount of time.

The requirements surrounding the SR-22 and its associated insurance policy vary from state to state. In general it is required when you reinstate your driver's license after a suspension or revocation due to certain traffic violations such as a DUI or driving without insurance. In most states when you are required to obtain a SR-22 certificate of financial responsibility you will have to maintain it for 3 years.

When people refer to SR-22 insurance they really mean they have a car insurance policy in place and associated with that policy the person has a SR-22 filed with the state through their car insurance company, per the state's mandate. Again the actual car insurance coverages and limits that must be carried with the SR-22 vary from state to state. The auto insurance policy that is associated with the SR-22 filing is not different then a normal insurance policy or coverages, just your automobile insurance company sends in the SR-22 to the state to show what coverages you have in place and will inform the state if you cancel your policy.

People occasionally ask if their SR-22 insurance lets them drive other vehicles, the insurance associated with a SR-22 is the same type of policy one would carry without a SR-22 so if you drive another person's vehicle your car insurance would be secondary or excess to the primary insurance the car owner has on the car that you borrow.

Insurance Place - San Diego
Oceanside Office
3821 Plaza Drive, Suite 402
Oceanside, CA 92056
tel: 760 643-2100
fax: 760 643-2112
www.insuranceplace.net

More information can be found online at http://www.insuranceplace.net

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