Two Reasons for the Unmitigated Success of the REST Report in and out of Foreclosure Court

FOR IMMEDIATE RELEASE
Grand Junction, Colorado, United States of America (Free-Press-Release.com) November 18, 2010 -- It is up to the individual distressed homeowner to claim their right to
good faith mortgage negotiations, backed up by an unbiased Net Present Value
calculation with their mortgage servicer and if necessary, a fair hearing in foreclosure court.

The Net Present Value is a calculation universally recognized by all
mortgage lenders as the break even point where the best solution is
for that mortgage investor to a non-performing asset - mortgage modification or short sale.

When the distressed homeowner is given the opportunity to calculate

an unbiased Net Present Value and submit it as part of a mortgage
modification or short sale application, they bypass all the potential
shenanigans of the mortgage servicer. It becomes part of the
application and potentially a legal document.

The REST Report uses mortgage lender software to calculate Net Present Value. There is no escape for either mortgage servicer or investor(s) to consider such an unbiased document.

The nation's foreclosure judges have made it clear they are rubbing their palms together in anticipation of adjudicating any foreclosure process. That leaves the

distressed mortgage owner the singlular opportunity to provide a tool for the judge to rap his gavel on the knuckles of any careless mortgage servicer.

We have yet to see a judge do anything but defer to the REST Report
as a positive resolution to a distressed mortgage in foreclosure court.
Given approximately1500 REST Report submissions with positive outcomes, in or out of foreclosure court; we are ecstatic at being able to offer such a positive
foreclosure avoidance tool.

We are finding that there is no financial advantage to hiring a third
party mortgage modification negotiator. If you qualify and want a
mortgage modification, you can do it all yourself for free with virtually

no extra work. Mortgage modification is a Do-it-yourself project.

If you want a short sale, regardless of what the REST Report qualifies
you for, an experienced distressed property investor can negotiate the
best avoidance of mortgage deficiency available, based on your
hardship.

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