7 out of 10 people do not have dental insurnace for their oral health. Provider Access Organnizations offer an affordable alternative.
February 27, 2005 (Press Release) --
Paying Full Price for dental care? 7 out of 10 people do. Lack of a dental plan impacts all income ranges and all areas of the nation. With the high cost of health care, many small businesses do not offer any health insurance to their employees. If they do, dental insurance is often not part of the package. When a dental plan is offered, it can be expensive, have spending limits and cover only a small portion of the costs associated with services like braces. So what do you do? Wait ‘til it hurts? Not a good idea.
Discount dental plans from provider access organizations (PAO) are now readily available and easy to locate on the internet. These plans are not insurance. The organizations negotiate discounts with dentists and dental specialists. Members select a provider in their area from the plan and then pay 100% of the discounted fee. There is no requirement to go through your company although some businesses find that this is an affordable way to provide dental benefits to their employees and will pay for the memberships. Anyone can go directly to one of the organizations and enroll independently.
PAOs offer a way to help families maintain their oral health for inexpensive membership fees. For instance, the national dental plan, AmeriPlan USA (www.benefits4me.net), provides discounts up to 80% on preventative care and up to 65% on restorative work at $19.95 a month for a household.
Do your research. If you already have dental insurance, these discount plans may duplicate what you already have. Be careful about dropping your current plan because it may be difficult to re-enroll later. However, if you don’t have a plan now, this is definitely an option you will want to consider.
Discount dental plans from provider access organizations (PAO) are now readily available and easy to locate on the internet. These plans are not insurance. The organizations negotiate discounts with dentists and dental specialists. Members select a provider in their area from the plan and then pay 100% of the discounted fee. There is no requirement to go through your company although some businesses find that this is an affordable way to provide dental benefits to their employees and will pay for the memberships. Anyone can go directly to one of the organizations and enroll independently.
PAOs offer a way to help families maintain their oral health for inexpensive membership fees. For instance, the national dental plan, AmeriPlan USA (www.benefits4me.net), provides discounts up to 80% on preventative care and up to 65% on restorative work at $19.95 a month for a household.
Do your research. If you already have dental insurance, these discount plans may duplicate what you already have. Be careful about dropping your current plan because it may be difficult to re-enroll later. However, if you don’t have a plan now, this is definitely an option you will want to consider.
Email
Print
SPAM
LEAVE A COMMENT
