car insurance policy - declarations

FOR IMMEDIATE RELEASE
(Free-Press-Release.com) May 11, 2005 -- car insurance policy - declarations

Declarations
This section will likely be the first thing in your auto insurance policy, and it's almost always its own section. Unlike the rest of your policy, it will have been prepared especially for you.

The declarations lists all relevant information about your persaonal auto policy. This includes:

� the year, make,and model of your car
� its VIN (vehicle identification number)
� the name of the insured (you or you and your spouse)
� the dates the policy is effective

� the policy's coverage types and limits
� the policy's cost (your premium)


Sometimes other information is included (like whether you use the vehicle for business or for pleasure). And if your car is financed, the lender who holds the lien on the vehicle will be listed here as the "loss payee". (If the car is "totalled", they'll need to be reimbursed.)