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consumer credit counseling of texas - Educational Programs
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May 11, 2005 (Press Release) -- Education is Key

At CCCS we believe that financial education is an investment in the communities we serve. We have created a range of educational seminars designed to help consumers learn how to manage their money and use credit wisely.

Our series of informative educational seminars last approximately one hour and are lead by qualified and experienced educators. Seminars may be tailored to fit the individual needs of your group or organization.

The following educational programs are offered to companies, employers, libraries and civic groups. To schedule a presentation in the Gulf Coast area, please call 866-338-2227.


There's Something For Everyone
Budgeting Basics ?Learn how to monitor spending, create a spending plan, and work towards your financial goals. The best part is you will learn to save money in the process.

Credit Usage ?By developing personal money management skills and learning to use credit wisely, you can build a solid foundation for your financial needs.

Understanding Your Credit Report ?Discover how important a credit report is to your financial future. Learn how to interpret the information and resolve discrepancies.

First Time Homebuyers ?Understand the real cost of purchasing and owning a home. Find out how to determine how large a mortgage you can afford and the type of mortgages available.

When The Income Decreases But The Bills Don't- Learn how to survive a layoff or reduction of income by establishing a financial plan and gaining family support.

Holiday Survival Skills ?Uncover the real cost of the holidays. Discover tips on how you and your family can cope with the emotional and financial stresses of the holiday season.
Of consumers on our Debt Management Program, over 60% cite poor Money Management?as the reason for their financial problems. It's easy to see how a lack of money management skills can easily lead to financial problems that could have been avoided by learning the basics earlier in life.

We are ready to help. In addition to group financial education seminars, CCCS also offer free individual, confidential credit counseling sessions. Counseling is available in-person (by appointment within select locations), or 24/7 by telephone and Internet.

CCCS of the Gulf Coast Area, Inc.
9009 West Loop South, Suite 700
Houston, TX 77096
(713) 923-2227 (713) 923-CCCS
1-800-873-2227 (1-800-873-CCCS)


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