Mortgages in Portugal 2006
Introduction
The Portuguese residential mortgage market has grown moderately over the last few years due to slow house price growth.
April 7, 2007 (Press Release) --
Introduction
The Portuguese residential mortgage market has grown moderately over the last few years due to slow house price growth. What are the current issues facing this market? How are housing policies affecting its performance? Who are the biggest lenders? What will be the size of the sector in the next five years? This report provides the answers.
Scope of this report
Covers the residential mortgage market
Provides market sizing data in terms of gross advances and balances outstanding
Provides competitor market share for the top five players in terms of balances outstanding; a short profile of the top players is also provided
Looks at housing policies and issues in the market
Research and analysis highlights
While mortgage balances have grown steadily in recent years, gross advances have seen a mixed performance as a result of the Portuguese recession. Yet gross advances look to be back on track and are growing again.
Portugal has a very high level of owner occupation compared to other European countries. However, there is also a high level of slowly dilapidating vacant dwellings, largely as a result of migration from rural to urban areas.
The mortgage market is highly concentrated in Portugal, with the top five banks accounting for over three-quarters of mortgage balances in 2004.
Key reasons to read this report
Learn how the Portuguese residential mortgage market has developed over the last five years
Understand the recent developments in the market in terms of regulation, competition and product innovations
Find out It's opinion on the future performance of the Portuguese residential mortgage market over the next 5 years and its future prospects
Table of Contents
ABOUT IT
2
OVERVIEW
3
Market size
3
Future growth indicators
3
Key issues
4
Key market players
4
Product innovation
4
CHAPTER 1 TABLE OF CONTENTS
6
INTRODUCTION
12
What is this report about?
12
Scope of the report
12
Structure of report
12
CHAPTER 2 MARKET CONTEXT
14
Country overview
14
Demographics
16
Population and demographic split
16
Economy
16
GDP
17
Inflation
19
Distribution of income
20
Unemployment
21
Housing market
22
Housing stock
22
House prices
24
Government housing intervention
24
State subsidies
24
Property sales
25
Market data
25
Mortgage interest rates
25
Market size
25
Balances outstanding
25
Gross advances
28
Product lines
29
Market structure
30
Categories of banks
30
Universal banks
31
Savings banks
31
Agricultural credit institutions (co-operative banks)
31
Mortgage market structure
31
Market Structural Overview
31
For more information kindly visit
http://www.bharatbook.com/detail.asp?id=10674
The Portuguese residential mortgage market has grown moderately over the last few years due to slow house price growth. What are the current issues facing this market? How are housing policies affecting its performance? Who are the biggest lenders? What will be the size of the sector in the next five years? This report provides the answers.
Scope of this report
Covers the residential mortgage market
Provides market sizing data in terms of gross advances and balances outstanding
Provides competitor market share for the top five players in terms of balances outstanding; a short profile of the top players is also provided
Looks at housing policies and issues in the market
Research and analysis highlights
While mortgage balances have grown steadily in recent years, gross advances have seen a mixed performance as a result of the Portuguese recession. Yet gross advances look to be back on track and are growing again.
Portugal has a very high level of owner occupation compared to other European countries. However, there is also a high level of slowly dilapidating vacant dwellings, largely as a result of migration from rural to urban areas.
The mortgage market is highly concentrated in Portugal, with the top five banks accounting for over three-quarters of mortgage balances in 2004.
Key reasons to read this report
Learn how the Portuguese residential mortgage market has developed over the last five years
Understand the recent developments in the market in terms of regulation, competition and product innovations
Find out It's opinion on the future performance of the Portuguese residential mortgage market over the next 5 years and its future prospects
Table of Contents
ABOUT IT
2
OVERVIEW
3
Market size
3
Future growth indicators
3
Key issues
4
Key market players
4
Product innovation
4
CHAPTER 1 TABLE OF CONTENTS
6
INTRODUCTION
12
What is this report about?
12
Scope of the report
12
Structure of report
12
CHAPTER 2 MARKET CONTEXT
14
Country overview
14
Demographics
16
Population and demographic split
16
Economy
16
GDP
17
Inflation
19
Distribution of income
20
Unemployment
21
Housing market
22
Housing stock
22
House prices
24
Government housing intervention
24
State subsidies
24
Property sales
25
Market data
25
Mortgage interest rates
25
Market size
25
Balances outstanding
25
Gross advances
28
Product lines
29
Market structure
30
Categories of banks
30
Universal banks
31
Savings banks
31
Agricultural credit institutions (co-operative banks)
31
Mortgage market structure
31
Market Structural Overview
31
For more information kindly visit
http://www.bharatbook.com/detail.asp?id=10674
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