Start a Profitable Loan Officer Career!
July 7, 2007 (Press Release) --
Looking to get started in the mortgage business? Many loan officers earn up to $100,000 per year simply by doing 4 loans per month. For less than the cost to fill up a Pinto with a tank of gas, I am going to teach you how to
Make up to $100,000 Per Year Easily!
I'm not kidding here. A good loan officer can earn $100,000 per year by writing just 4 loans per month, with the average loan size of $150,000. Using the marketing techniques you will learn in this course, you will soon be on your way to reaching this income.
Mortgage companies will pay you thousands of dollars to originate loans for them. There are thousands of people in your area looking to buy new homes or refinance a home that they currently own. Loan Officers and Mortgage Brokers are in high demand, and always will be, no matter what the interest rates are. As an independent loan officer, you reap financial and personal benefits. Would you like to stay home with your family, work when you want and however long you want, take vacations when you want to and know you will still have an income? Of course you do!
This business is not rocket science and you don't need a college degree, or even a high school diploma for that matter. All you need to get started is to learn the basics of the business, and learn how to generate business.
Look At Who Can Use Your Services
Here are just some of the reasons why someone would need your services as a mortgage loan officer:
New Home Purchase. You will be able to get someone into a home even if they have bad credit or no credit at all. You will be able to get a home buyer 100% financing even with a 500 credit score. You will be able to get someone a home even if he or she is self-employed or can not otherwise prove their income.
Rate Reduction. You will be able to reduce the rate that a homeowner is currently paying on his or her mortgage, often saving them hundreds of dollars per month.
Debt Consolidation. You will be able to lower the overall debt burden on homeowners by consolidating high-interest credit card debt into a low-interest, tax-deductible mortgage loan, saving them hundreds of dollars per month.
Cash Flow. You will be able to offer cash-strapped homeowners mortgages with initial pay rates as low as 1%, freeing up hundreds of dollars per month in cash for other purposes.
Divorce Buyout. You will be able to help divorcing couples get the money to pay their legal fees and allow one spouse to keep the house so their children can still stay in their school and be with their friends.
Home Improvement. You will be able to help homeowners get the financing they need to add a room, an addition or other major improvement, without impacting their budget.
Investments. You will be able to let a homeowner borrow against their equity for other investment purchases, including real estate. You will learn how to generate business with a special Wealth Creation investment program that is explained in your material.
As you can see, there are a lot of reasons why people need the services of a loan officer. You can earn thousands of dollars by getting these people the money they need.
Learn the Mortgage Business from Start to Finish
This course is not a theoretical textbook on all the details of originating mortgages. There are plenty of those out there, and they are great for loan officers who are already in the business or who want an in-depth knowledge of the business. My course is designed to teach you the basics that you need to know to get started bringing in business. Remember, being a loan officer requires you to be a sales person and a consultant. You are going to learn how to be both with this course. I will teach you the basics of the mortgage business, and show you how to price out mortgages with three major lenders. You will learn how to pre-qualify a home buyer, how to do a savings analysis, and how to close a deal. You will learn how not to commit mortgage fraud, how to be an ethical loan officer and how not to violate the RESPA rules. You will also learn how to avoid getting fined $11,000 for making just one incorrect phone call! Plus, I will show you how to generate business from financial planners and accountants using materials that none of your competition is probably using! Did you know that homeowners can take a HUGE tax-deduction for refinancing a particular type of loan? Once you know this, you can target accountants and CPAs to show them all the money some of their clients may be leaving on the table.
Become a Mortgage Marketing Genius with Little Money
All the education in the world won't make you a dime unless you learn how to generate business. I am going to show you over 28 ways to start getting plenty of prospects for both refinances and new purchases. You will learn tricks that others charge over $300 to learn. I have included concepts taught in 4 different loan officer products that would have cost you $522 if you bought them from their sources. One of my methods will show you a special source of money that you can use to bribe home buyers to purchase a home through you, as long as you are a real estate agent, bringing you the mortgage deal and commission. You will also learn how to use $30 classified ads to make your phone ring with prospects! There is no other place where you can find all these marketing methods, especially at this price!
Make up to $100 on Each DEAD Lead You Have
I am going to teach you how to convert dead leads into cash. As much as $100. How? By showing you how to get set up as an affiliate with a site that pays up to $100 for mortgage refinance leads, plus up to $40 for new home purchase leads. All you will do is offer your dead lead prospect a free gift on repairing credit (its in your package) in exchange for filling out a simple form online*. Once they do it, you will get paid! Along with converting your dead leads, I will show you how to run a simple 3 line classified ad that will give you as many as 30 calls per day. With a conversion rate of about 33%, you can convert about 10 calls per day to fill out this online form, paying you up to $100 cash each!
* This program requires that you either have the ability to set up a web page using my enclosed HTML template and graphics, or paying a fee of up to $50 for a turn-key set up, which includes creating of your web page, assistance in setting up your affiliate account, and coding your affiliate links into the webpage. Click Here to watch my informational video to learn more about this program.
Forget All the Other Marketing Programs Out There
I spend my time studying what others are selling, and believe me, my program contains pretty much everything you can conceivably use. If you apply the tools you will get with Loan Officer 101, you will have everything you need to capture business. There are no magic programs out there that generate leads for you without spending time, effort and some money. Thus, there is no need to spend $995 on some other marketing programs, because if you work these programs, you will get the same results!
--------------------------------------------------------------------------------
Course Outline
Here is a summary of what you will learn when you invest in my 18 lesson, 127 page course, delivered to you as a PDF plus a complete mortgage application package.
Lesson 1: Introduction
Learn how loan officers can make up to $100,000 per year just by processing one loan per week. Learn how to double that by also becoming a real estate agent. You will also see that no formal education is required to become a loan officer, nor any specialized training.
Lesson 2: Choosing a Mortgage Broker
In this lesson, you will learn how to find a mortgage broker to work for, plus I will give you an exclusive list of 24 questions to ask a broker before deciding to work with one. The answers to these 24 questions can make you or break you in this business. You will also learn of the 6 most important websites you need to follow as a loan officer to stay updated on all the latest news and trends in the industry. You will learn of the important free forums that you need to subscribe to where you will be able to speed up your learning curve and not make mistakes that others have made. You will also get access to a list where you can search through over 300 lenders so you can find a home for almost any loan prospect you meet! You will be smarter than most mortgage brokers are in this important aspect of the mortgage business!
Lesson 3: Mortgage Basics
In this lesson, you will learn where mortgage money comes from, plus understand the difference among the 8 types of mortgage lenders. You will learn about the different types of mortgage programs, plus understand the basic fundamentals such as amortization periods, debt to income ratios, rate locks, levels of documentation, what "stated" income means, getting financing with bad credit, what "sub-prime" means, all about appraisals, and how a typical mortgage process works. If you are new to the mortgage business, this lesson will get you up to speed on understanding the basics of mortgage processing.
Lesson 4: Mortgage Terminology
In this lesson, you will learn the definitions of 97 mortgage industry terms. If you don't know what a 2/28 or a 7/23 is, what an Option ARM is, or a basis point, payment cap, HUD-1, index, margin, negative amortization, RESPA, VOE, VOR, YSP is, then this lesson will have you speaking mortgage-eese in no time.
Lesson 5: Overview of Credit Scores and Credit Reports
In this lesson, you are going to learn how credit scores are determined, and how they are used. You will learn about the 5 major components of a credit score, plus how other variables on a credit report affect the interest rate and loan to value, plus the ability to get a loan approved.
Make up to $100,000 Per Year Easily!
I'm not kidding here. A good loan officer can earn $100,000 per year by writing just 4 loans per month, with the average loan size of $150,000. Using the marketing techniques you will learn in this course, you will soon be on your way to reaching this income.
Mortgage companies will pay you thousands of dollars to originate loans for them. There are thousands of people in your area looking to buy new homes or refinance a home that they currently own. Loan Officers and Mortgage Brokers are in high demand, and always will be, no matter what the interest rates are. As an independent loan officer, you reap financial and personal benefits. Would you like to stay home with your family, work when you want and however long you want, take vacations when you want to and know you will still have an income? Of course you do!
This business is not rocket science and you don't need a college degree, or even a high school diploma for that matter. All you need to get started is to learn the basics of the business, and learn how to generate business.
Look At Who Can Use Your Services
Here are just some of the reasons why someone would need your services as a mortgage loan officer:
New Home Purchase. You will be able to get someone into a home even if they have bad credit or no credit at all. You will be able to get a home buyer 100% financing even with a 500 credit score. You will be able to get someone a home even if he or she is self-employed or can not otherwise prove their income.
Rate Reduction. You will be able to reduce the rate that a homeowner is currently paying on his or her mortgage, often saving them hundreds of dollars per month.
Debt Consolidation. You will be able to lower the overall debt burden on homeowners by consolidating high-interest credit card debt into a low-interest, tax-deductible mortgage loan, saving them hundreds of dollars per month.
Cash Flow. You will be able to offer cash-strapped homeowners mortgages with initial pay rates as low as 1%, freeing up hundreds of dollars per month in cash for other purposes.
Divorce Buyout. You will be able to help divorcing couples get the money to pay their legal fees and allow one spouse to keep the house so their children can still stay in their school and be with their friends.
Home Improvement. You will be able to help homeowners get the financing they need to add a room, an addition or other major improvement, without impacting their budget.
Investments. You will be able to let a homeowner borrow against their equity for other investment purchases, including real estate. You will learn how to generate business with a special Wealth Creation investment program that is explained in your material.
As you can see, there are a lot of reasons why people need the services of a loan officer. You can earn thousands of dollars by getting these people the money they need.
Learn the Mortgage Business from Start to Finish
This course is not a theoretical textbook on all the details of originating mortgages. There are plenty of those out there, and they are great for loan officers who are already in the business or who want an in-depth knowledge of the business. My course is designed to teach you the basics that you need to know to get started bringing in business. Remember, being a loan officer requires you to be a sales person and a consultant. You are going to learn how to be both with this course. I will teach you the basics of the mortgage business, and show you how to price out mortgages with three major lenders. You will learn how to pre-qualify a home buyer, how to do a savings analysis, and how to close a deal. You will learn how not to commit mortgage fraud, how to be an ethical loan officer and how not to violate the RESPA rules. You will also learn how to avoid getting fined $11,000 for making just one incorrect phone call! Plus, I will show you how to generate business from financial planners and accountants using materials that none of your competition is probably using! Did you know that homeowners can take a HUGE tax-deduction for refinancing a particular type of loan? Once you know this, you can target accountants and CPAs to show them all the money some of their clients may be leaving on the table.
Become a Mortgage Marketing Genius with Little Money
All the education in the world won't make you a dime unless you learn how to generate business. I am going to show you over 28 ways to start getting plenty of prospects for both refinances and new purchases. You will learn tricks that others charge over $300 to learn. I have included concepts taught in 4 different loan officer products that would have cost you $522 if you bought them from their sources. One of my methods will show you a special source of money that you can use to bribe home buyers to purchase a home through you, as long as you are a real estate agent, bringing you the mortgage deal and commission. You will also learn how to use $30 classified ads to make your phone ring with prospects! There is no other place where you can find all these marketing methods, especially at this price!
Make up to $100 on Each DEAD Lead You Have
I am going to teach you how to convert dead leads into cash. As much as $100. How? By showing you how to get set up as an affiliate with a site that pays up to $100 for mortgage refinance leads, plus up to $40 for new home purchase leads. All you will do is offer your dead lead prospect a free gift on repairing credit (its in your package) in exchange for filling out a simple form online*. Once they do it, you will get paid! Along with converting your dead leads, I will show you how to run a simple 3 line classified ad that will give you as many as 30 calls per day. With a conversion rate of about 33%, you can convert about 10 calls per day to fill out this online form, paying you up to $100 cash each!
* This program requires that you either have the ability to set up a web page using my enclosed HTML template and graphics, or paying a fee of up to $50 for a turn-key set up, which includes creating of your web page, assistance in setting up your affiliate account, and coding your affiliate links into the webpage. Click Here to watch my informational video to learn more about this program.
Forget All the Other Marketing Programs Out There
I spend my time studying what others are selling, and believe me, my program contains pretty much everything you can conceivably use. If you apply the tools you will get with Loan Officer 101, you will have everything you need to capture business. There are no magic programs out there that generate leads for you without spending time, effort and some money. Thus, there is no need to spend $995 on some other marketing programs, because if you work these programs, you will get the same results!
--------------------------------------------------------------------------------
Course Outline
Here is a summary of what you will learn when you invest in my 18 lesson, 127 page course, delivered to you as a PDF plus a complete mortgage application package.
Lesson 1: Introduction
Learn how loan officers can make up to $100,000 per year just by processing one loan per week. Learn how to double that by also becoming a real estate agent. You will also see that no formal education is required to become a loan officer, nor any specialized training.
Lesson 2: Choosing a Mortgage Broker
In this lesson, you will learn how to find a mortgage broker to work for, plus I will give you an exclusive list of 24 questions to ask a broker before deciding to work with one. The answers to these 24 questions can make you or break you in this business. You will also learn of the 6 most important websites you need to follow as a loan officer to stay updated on all the latest news and trends in the industry. You will learn of the important free forums that you need to subscribe to where you will be able to speed up your learning curve and not make mistakes that others have made. You will also get access to a list where you can search through over 300 lenders so you can find a home for almost any loan prospect you meet! You will be smarter than most mortgage brokers are in this important aspect of the mortgage business!
Lesson 3: Mortgage Basics
In this lesson, you will learn where mortgage money comes from, plus understand the difference among the 8 types of mortgage lenders. You will learn about the different types of mortgage programs, plus understand the basic fundamentals such as amortization periods, debt to income ratios, rate locks, levels of documentation, what "stated" income means, getting financing with bad credit, what "sub-prime" means, all about appraisals, and how a typical mortgage process works. If you are new to the mortgage business, this lesson will get you up to speed on understanding the basics of mortgage processing.
Lesson 4: Mortgage Terminology
In this lesson, you will learn the definitions of 97 mortgage industry terms. If you don't know what a 2/28 or a 7/23 is, what an Option ARM is, or a basis point, payment cap, HUD-1, index, margin, negative amortization, RESPA, VOE, VOR, YSP is, then this lesson will have you speaking mortgage-eese in no time.
Lesson 5: Overview of Credit Scores and Credit Reports
In this lesson, you are going to learn how credit scores are determined, and how they are used. You will learn about the 5 major components of a credit score, plus how other variables on a credit report affect the interest rate and loan to value, plus the ability to get a loan approved.
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