United States of America (Press Release) December 13, 2007 --
When you are young and healthy there really is not that much to buying life insurance. Give a little blood, get your blood pressure checked and you are off to the cheap insurance show. The whole picture changes when you have health issues and are not so young anymore. Getting a fair rate then can be a daunting challenge.
Going where the faint of heart life insurance agent and the cowardly life insurance companies fear to tread, you find the Hinerman Group. HG has established itself as a leader in finding affordable life insurance for clients whose health has probably led them to be treated like they were near death or already deceased. Rich Fuller from Special Risk Services in Denver stated, "There is no real consistency from company to company in how they treat something like prostate cancer or diabetes. Ferreting out the right company for a client’s unique situation is what Hinerman Group does best. They consistently beat the competition in delivering the best rate on the toughest cases." The Hinerman Group is licensed in all 50 states and DC, with offices in Salida and Denver, Colorado. They have recently brought three new "impairment specific" websites on line that address the life insurance challenges of obesity, diabetes and prostate cancer. Coming in the near future will be sites for breast cancer, heart disease, private pilots and estate planning.
The disparity in underwriting opinions from company to company make it necessary, for those with health issues, to use an independent agency like the Hinerman Group. Young and healthy can practically buy life insurance from a vending machine. The Hinerman Group is there to help the rest of the world.
The Hinerman Group is a full service life insurance agency offering everything from simple term insurance to estate preservation policies to corporate owned executive compensation plans. As they are licensed nationwide they can serve you where you are now, or wherever you may move. They have years of experience in offering remote life insurance services, such that the application and underwriting often take less time that using a local agent. They represent 40+ companies so you can be assured of always finding the best rate, and they offer ongoing service that sets a standard well above the competition.
Going where the faint of heart life insurance agent and the cowardly life insurance companies fear to tread, you find the Hinerman Group. HG has established itself as a leader in finding affordable life insurance for clients whose health has probably led them to be treated like they were near death or already deceased. Rich Fuller from Special Risk Services in Denver stated, "There is no real consistency from company to company in how they treat something like prostate cancer or diabetes. Ferreting out the right company for a client’s unique situation is what Hinerman Group does best. They consistently beat the competition in delivering the best rate on the toughest cases." The Hinerman Group is licensed in all 50 states and DC, with offices in Salida and Denver, Colorado. They have recently brought three new "impairment specific" websites on line that address the life insurance challenges of obesity, diabetes and prostate cancer. Coming in the near future will be sites for breast cancer, heart disease, private pilots and estate planning.
The disparity in underwriting opinions from company to company make it necessary, for those with health issues, to use an independent agency like the Hinerman Group. Young and healthy can practically buy life insurance from a vending machine. The Hinerman Group is there to help the rest of the world.
The Hinerman Group is a full service life insurance agency offering everything from simple term insurance to estate preservation policies to corporate owned executive compensation plans. As they are licensed nationwide they can serve you where you are now, or wherever you may move. They have years of experience in offering remote life insurance services, such that the application and underwriting often take less time that using a local agent. They represent 40+ companies so you can be assured of always finding the best rate, and they offer ongoing service that sets a standard well above the competition.

Hinerman Group has success with special risk life insurance.
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