Cheap health insurance plans sometimes give the consumer the most bang for their buck.
United States of America (Press Release) June 2, 2008 --
A California-based web site is helping consumers identify the difference between the price, and the performance of health insurance plans. Shopping simply by premium price is not a good idea. Matt Lockard owner of www.MattsInsurance4CA.com believes finding a high quality insurance plan should be easy, not difficult. MattsInsurance4CA.com offers free easy to understand health plan comparisons to help consumers make a more informed decision.
“It’s not a good idea to pick a high priced plan and assume its going to perform the way you want it to”, said Lockard, a 12 year veteran of the insurance wars. “Visitors to our site can get detailed descriptions to over 130 different health plans from several top rated California Health Insurance carriers. And, our provider search allows consumers to find what doctors and hospitals are available for the health plans from different carriers.”
We expect quality in anything we purchase. In fact we often pay top dollar if we now a product will perform well. Keep that thought in mind when you are shopping for health insurance. If you prefer a health plan with better performance, one that will pay benefits faster, you will most likely have a higher monthly premium. But not always.
“There’s no free lunch when it comes to health insurance, you get what you pay for” explains Lockard. “With a high deductible health plan and a low monthly premium you would expect the plan to perform as such. Low cost high deductible health plans can provide you with good medical benefits but not right away.”
How to Choose
First Things First. Now what you’re buying. Be sure you understand how much it will cost when you want to talk to the doctor (the office visit co-pay). When you need services other than the “talking part” like labs, x-rays or other procedures you will usually need start paying down your deductible. After you have purchased enough services to meet the deductible, you will most likely pay a percentage of services until you have met the out of pocket limit, then the insurance usually pays full benefits for the rest of the year.
Shop Around
Health Insurance prices vary widely by region, carrier and age of the policy holder. Independent health insurance agents like Matt Lockard help consumers make more informed decisions about their coverage. In an effort to help California residents find affordable health insurance MattsInsurance4CA.com offers free side-by-side comparisons from multiple carriers and the benefit details from top California health insurance plans.
For more information: http://www.mattsinsurance4ca.com
Contact: matt@MattsInsurance4CA.com
805-650-9087
“It’s not a good idea to pick a high priced plan and assume its going to perform the way you want it to”, said Lockard, a 12 year veteran of the insurance wars. “Visitors to our site can get detailed descriptions to over 130 different health plans from several top rated California Health Insurance carriers. And, our provider search allows consumers to find what doctors and hospitals are available for the health plans from different carriers.”
We expect quality in anything we purchase. In fact we often pay top dollar if we now a product will perform well. Keep that thought in mind when you are shopping for health insurance. If you prefer a health plan with better performance, one that will pay benefits faster, you will most likely have a higher monthly premium. But not always.
“There’s no free lunch when it comes to health insurance, you get what you pay for” explains Lockard. “With a high deductible health plan and a low monthly premium you would expect the plan to perform as such. Low cost high deductible health plans can provide you with good medical benefits but not right away.”
How to Choose
First Things First. Now what you’re buying. Be sure you understand how much it will cost when you want to talk to the doctor (the office visit co-pay). When you need services other than the “talking part” like labs, x-rays or other procedures you will usually need start paying down your deductible. After you have purchased enough services to meet the deductible, you will most likely pay a percentage of services until you have met the out of pocket limit, then the insurance usually pays full benefits for the rest of the year.
Shop Around
Health Insurance prices vary widely by region, carrier and age of the policy holder. Independent health insurance agents like Matt Lockard help consumers make more informed decisions about their coverage. In an effort to help California residents find affordable health insurance MattsInsurance4CA.com offers free side-by-side comparisons from multiple carriers and the benefit details from top California health insurance plans.
For more information: http://www.mattsinsurance4ca.com
Contact: matt@MattsInsurance4CA.com
805-650-9087
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