Low Cost Arizona Auto Insurance Quotes

FOR IMMEDIATE RELEASE
(Free-Press-Release.com) June 18, 2008 -- Should you buy the insurance offered by Rental Car Companies?

Many people decline because they have full coverage on their existing vehicle and insurance. What's the right answer?

Here are reasons why you SHOULD buy the insurance offered by the rental companies.

1) Loss Valuation. The value of a rental car, according to virtually all rental agreements, is determined soley at the discretion of the rental company and may be significantly different from the Actual Cash Value basis used by most auto policies.

2) Loss Payment. The rental agreement may require immediate reimbursement for any loss in value beyond normal wear and tear, regardless of fault. This means YOUR credit card may be charged for whatever damages are assessed.

You are responsible for ANY loss to the vehicle beyond wear and tear. Litigation will then determine who was at-fault and who actually has to pay. But initially, you will likely pay for any damages, which could be financially burdensome for many.

4) Indirect Losses. If a rental car is damaged and out of commission, the rental company has a right to seek reimbursement for lost rents. Even if the odds are great the vehicle might sit unused in their lot, it does not matter.

5) Administrative Expenses. The rental contract may make the insured liable for expenses such a towing, storage, appraisal, and claims adjustment.

There may even be additional costs and expenses not listed here. Be careful when declining the insurance offered by the rental companies.

For a low cost Arizona Auto Insurance quote, visit http:www.choicearizona.com or call (480) 659-0229.

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